Mortgage rates, home prices, investing hacks and brutal honesty. We rate the deals, roast the hype, and give you the exact numbers to buy, sell and build wealth in any market.
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Rate Dr For Real Estate Podcast is a weekly dose of reality for buyers, sellers, agents and investors. Every episode we take a real listing, a real rate quote and a real investor spreadsheet — and give it a 0-10 Dr Score. If it doesn't cashflow, we say it.
Founded by a former mortgage underwriter and a house-flipper turned landlord with 140+ doors, the show blends street experience with bank-level math. No “buy now, prices only go up” hype. Just cap rates, DSCR, insurance spikes, property taxes, HOAs and exit strategies.
Long-form breakdowns, 15-min rate updates and Friday deal clinics. All with transcripts, calculators and comps.
Market UpdateBuydowns, assumables, price cuts vs rate cuts. We model 3 live listings at 7.1% and show when waiting costs you more.
InvestingDuplex vs triplex math, FHA vs conventional, self-sufficiency test, and the 1% rule is dead — use this instead.
Deal ClinicARV mistakes, contractor quotes, holding costs. One deal scored 9.2 — we show exactly why.
SellingDays-on-market penalty, staging ROI, rate buydowns as seller concession. Agent scripts included.
MasterclassStop guessing. 20-min spreadsheet walkthrough + free calculator. Beginner to pro.
Data Deep DiveWe pull FRED, NAR, Redfin data live. No fear, no hype — just charts.
Host • The Numbers Guy14 years underwriting mortgages, now investor with 68 units. Marcus can smell a bad pro-forma in 30 seconds. Famous for: “Show me the PITIA!” and killing bad deals with kindness.
Co-Host • The Street GuyTop 1% agent, flipped 70+ homes, holds 74 rentals. Ray walks properties live on mic, estimates rehab within $2k, and negotiates $20k off with one phone call.
Fixed vs ARM, points vs buydowns, assumable loans, DSCR loans, bank statements, HELOCs. We track Freddie Mac weekly and explain what Fed cuts really mean for your payment.
Pre-approval traps, inspection negotiations, appraisal gaps, listing photos that sell, open house scripts, FSBO vs agent math. First-time buyer roadmaps step-by-step.
House-hacking, BRRRR, short-term vs long-term, cap rate compression, cash-on-cash, 50% rule, capex reserves. Real rent rolls, real P&L.
Inventory, price cuts, rent growth, insurance crisis, property tax appeals, LLCs, 1031 exchanges, generational wealth plans. Build a 10-year portfolio.
Cashflow 30% • Appreciation potential 20% • Risk & reserves 20% • Rate & terms 15% • Exit options 15%. 9-10 = prescribe immediately. Below 6 = needs surgery.
“Closed my first duplex because of Ep. 240. The DSCR breakdown saved me from a 5.2% cap trap.”
— Jessica M., Tampa“As an agent, I send every buyer to this show. No hype, just PITIA and honest comps.”
— Chris L., Realtor, Denver“They rated my deal 4/10 live. Hurt, but they were right. Next deal scored 8.9 and cashflows $620.”
— Andre K., Atlanta“Rate talk finally makes sense. Got a 2-1 buydown and saved $480/mo thanks to Ep.312.”
— Priya S., AustinShow notes, market recaps, buying guides and investing tutorials from the Ratedrforrealestatepodcast.net team. Click any story to read the full breakdown.
Fresh market breakdowns are being recorded in the studio — check back Tuesday for new stories.
Every article pairs with a podcast episode. Read the 5-min recap here, then listen for the full 50-min model. Topics rotate: rates Monday, investing Wednesday, deal clinic Friday.
One email: rate update, Dr Score of the week, free calculator + transcript. No spam, unsubscribe anytime.
Join the clinic. Get Ep.312 + calculator instantly.
Rate Dr HQ — 1200 Congress Ave, Austin, TX
Recording Tue & Fri 10am CT • Listener line open 24/7
Use the subscribe form for deal submissions with subject “RATE MY DEAL”. For sponsorships and speaking, include “PARTNER” in subject.
Real estate involves risk. Rates, prices, rents, insurance and taxes change fast. Content on ratedrforrealestatepodcast.net is for education only. Do your diligence, walk the property, verify comps, stress-test at +2% rates and keep 6 months reserves. Past performance never guarantees future results.